Ottosurance
  1. Robot
  2. Value
  3. Environment
  4. Fleet
What are we covering? Pick the class that fits best. What a robot costs to insure comes down to how close it gets to people and how fast it is moving when it does.
What would it cost to replace? Hardware replacement cost, not depreciated book value. This sets your Chassis limit, and Chassis is priced directly off it.

$85,000 replacement cost per unit

$40,000 $250,000

Chassis covers this figure in full, less a $2,500 deductible.

Where does it work? This is the single biggest lever on your premium. It moves Bystander and Chassis, the two lines a room can actually make riskier.

Hospitality Humanoid

Warehouse AMR

Delivery Rover

Home Companion

How many units? One schedule covers the whole fleet. Five units or more earns a credit, because a fleet that shares a map and a maintenance schedule is a better risk than five strangers.

No fleet credit below five units.

Your quote

Hospitality Humanoid

Total annual premium

4,500.00 USD

Charged at checkout: $4.50

Your coverage lines

Every line except Bystander can be switched off, and the premium updates while you watch. Nothing is charged until you approve the payment in Fire Wallet.

This is a demonstration store and the payment at the end of it is real, so the premium above is charged at one dollar per 1,000 dollars of cover. Every answer you gave moves that figure in exactly the proportion it moves the premium.